Intro

You get your monthly pay check, are luckily able to save a portion of it and don’t have to spend everything on things like rent, electricity, mortgages and so on. So, obviously you could spend this money on consumer goods or travelling. Both might sound great and fun but in the end having a proper retirement plan, spare money on the side and all this boring stuff is likely the better option. Don’t get me wrong, travelling and investing in yourself is always the best investment, but at some point you get to the point where you will develop the mindset where you ask yourself things like “what’s the ROI?”, “What’s the risk/reward ratio on that?”, etc. .

And quickly you will find out that most of the things are not paying off well. For example if you would have put 1,000$ bucks in 2011 into Bitcoin instead of buying a new flat screen TV, you would have made around 2,000,000$ as today. Of course, back then this would have been an immensely risky investment but you get where I am heading at. A more realistic example would have been buying the S&P500 (an index of the top 500 most valued US companies) in 2011. Today you would be up 225% or 1,250$ – More than doubling your money in a decade is not bad, especially if you don’t have to do anything except from investing in the economic future of a country.